Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already provide readOnlyHint, idempotentHint, and destructiveHint, so the safety profile is covered. The description adds useful context about the pooled account vs end-user selection, which is beyond the schema. However, it doesn't detail response structure or potential errors, which could be important.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.