Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already disclose destructive=true, non-idempotent, open-world behavior, and the description adds genuinely useful context beyond them: 'charges credits' (financial side effect) and 'enabled endpoint' (access prerequisite). No contradiction with annotations; the description complements rather than duplicates them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.