Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must carry behavioral transparency. It says 'Returns a FastAPI handler', which implies it generates code, but it doesn't explicitly confirm that no payment is executed at generation time, or mention authentication or side-effect expectations. This is a moderate gap for an unannotated tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.