Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure. It does not mention the output format, whether it accesses live data, or any limitations. For an explainer tool, this is a minimal but non-misleading description; however, it adds no behavioral context beyond the obvious 'explain' action.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.