Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the destructiveHint=true annotation, the description discloses that cancellation refunds the charge to the wallet, explains the label-timing cutoff and rejection behavior, and advises confirming with the user. These details materially help an agent understand the consequences and prerequisites of the mutation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.