Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only indicate non-readOnly and non-destructive, which is minimal. The description adds no further behavioral details, such as whether the previous default sender is overwritten, whether verification is required, or any side effects. For a mutation tool, this is insufficient disclosure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.