Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=false, so the safety profile is covered. The description adds that this is a generated (computed) report with optional scoping, but says nothing about aging bucket conventions (30/60/90+), point-in-time vs live data, or timezone handling of as-of dates.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.