Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive/openWorld, so the safety profile is covered. The description adds genuinely new behavioral context: newest-first ordering and the transaction-code semantics (P buy, S sell, A grant, M exercise, F tax), which an agent cannot derive from structured fields. It stops short of stating pagination/limit behavior or result completeness (e.g., whether the list is truncated).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.