Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so the safety profile is covered. The description adds real behavioral context beyond that: the regulatory provenance (STOCK Act), that dates are transaction dates rather than filing dates, and the House-only limitation. It stops short of mentioning disclosure lag or result freshness, which would be the remaining useful detail.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.