Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so the safety profile is known. The description adds meaningful behavioral context: it's market-wide (not company-specific), and it details the three kinds and their aliases, clarifying what each returns (e.g., holidays, open status, IPO pipeline). It does not describe pagination or errors, but for a read-only tool with an output schema, this is adequate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.