Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark the operation read-only, and the description adds useful behavioral context: Form 4 source, one-company scope, newest-first ordering, and trade-code meaning. It doesn't cover rate limits or auth, but those are not critical with readOnlyHint=true.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.