Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower. The description still adds real context: output is status-only with no personal details, and receipt tokens must never be placed in URLs, which is a security constraint an agent would otherwise miss. It does not describe error behavior for invalid or mismatched tokens.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.