Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The description explicitly claims the tool 'Never refreshes, signs or spends,' which implies a read-only operation. However, the annotations set readOnlyHint to false, directly contradicting that claim. Per the rubric, any contradiction between description and annotations results in a score of 1.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.