Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does disclose one real side effect beyond the schema: all of the author's subscribers are automatically notified. It says nothing about permission/auth requirements beyond the auth_token parameter, reversibility, or failure modes for a mutation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.