Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, openWorldHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds valuable behavioral context: pricing and settlement destination come from a live HTTP 402 challenge, not a copied wallet or stale price, which reinforces the open-world, read-only nature and clarifies data freshness.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.