Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), and the description adds information they cannot express: no wallet or payment is required, no arguments are needed, and — critically — the output is a sample rather than live screening data, which prevents an agent from mistaking it for real OFAC results.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.