Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, openWorldHint and destructiveHint=false, so the safety profile is fully carried by structured data. The description adds two non-obvious facts not in annotations: no wallet/payment is required and no arguments are needed. That is real added value, but it stops there.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.