Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, openWorldHint and destructiveHint=false, so the safety profile is covered. The description adds genuinely new context beyond the annotations: it is free, requires no wallet and no payment, and takes no arguments. That auth/cost disclosure is exactly the kind of extra context worth crediting.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.