Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, openWorld), so the description only has to add what they don't. "A failed lookup must not be treated as an empty list" is a genuine failure-mode warning not present in the annotations, but it is left cryptic — no indication of how a failure surfaces or what ordering/pagination to expect.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.