Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It explains the behavioral logic: it combines SNAP rates, poverty rates, and median income, and interprets higher/lower values as correlating with food insecurity. This adds meaningful context beyond a simple data fetch, though it doesn't mention limitations or potential edge cases.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.