Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds genuine value by disclosing what the comparison returns (a structured verdict plus strengths/caveats), which helps the agent decide whether to spend a call on it. It stops short of noting cost or latency, so not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.