Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint and destructiveHint=false, yet the description adds real extra context: the personal-account requirement, the 200-item cap, that no bundle content is copied, and the private/no-store response caching. Only the response shape (ID format) is left unspecified.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.