Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish that this is a non-read-only, non-destructive mutation, but the description adds important side-effect information: failed login, reset, and confirmation counters are reset. It does not explain permissions or whether counter resets are permanent, but the key hidden behavior is disclosed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.