Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare write, non-idempotent, closed-world, non-destructive, so safety is covered. The description adds genuinely useful behavior beyond that: a hard 10-item batching limit per call and the iterate-until-complete pattern, which an agent must know to avoid truncating a large sponsor list. It omits partial-failure/duplicate handling, so not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.