Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive, closed-world behavior, so the bar is lower. The description still adds a genuinely important accuracy caveat: distance is measured from each provider's primary practice location to the ZIP centroid, not a street address, which materially affects how results should be interpreted.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.