Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnly=true, destructive=false, and closed-world, so the safety profile is covered. The description adds a meaningful behavioral constraint ("Owner only") and clarifies that pending invitations are included, though it does not discuss pagination or failure behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.