Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), and the description adds substantive context on top: timezone resolution rules, the two-hour/issuing-environment validity of chartContext, the fact that an absent editorial message is a valid result, and caveats about birth-time uncertainty and that contacts do not establish feelings or future events.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.