Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only indicate that the tool is not read-only and not destructive. The description adds that it mutates an existing note by appending markdown to the end, which clarifies ordering and non-replacement behavior. It does not cover error behavior, auth, or idempotency, but those are less critical for a simple append operation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.