Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=false and destructiveHint=false, so the safety profile is covered. The description adds real behavioral context the annotations don't: the call mints a 'fresh download link' rather than returning a static URL. It stops short of saying whether the link expires or how failures look, keeping it below a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.