Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Goes well beyond the annotations (readOnlyHint/idempotentHint), disclosing a hard 100-row SELECT cap, the pagination mechanism (LIMIT/OFFSET/ORDER BY inside the SQL string), rejection of writes, and a non-obvious schema constraint (cards have no deck_id, decks are tag filters). This is exactly the operational detail an agent needs to query correctly.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.