Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive and closed-world, so safety is fully covered. The description's added value is scoping content ('nothing due' for study, 'tags, duplicates, formatting, card links' for card_authoring), but it doesn't say whether the guides are static text, versioned, or how large they are.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.