Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must carry the behavioral burden: it does disclose that this is a GET (safe read), that the response is "Fixed JSON", that a company must be explicitly supplied, and that query parameters are flat passthrough fields. It says nothing about pagination, result limits, default ordering, or error behavior, which matters for a list endpoint.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.