Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare non-readonly, non-destructive, idempotent, closed-world, so safety is covered; the description then adds genuinely new behavior: a 30-minute polling cadence, delivery via https webhook or email, and an explicit API-key requirement with a URL to obtain one. That is meaningful context beyond structured fields. It stops short of describing what happens on delivery failure or how duplicate subscriptions behave, which would have pushed it higher.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.