Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. 'Produces a draft' hints at a pure generation with no persistence, but it does not explicitly state side effects, whether output is stored anywhere, cost/latency, or tone-handling behavior beyond the parameter name.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.