Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false. The description adds valuable context: it returns historical comparisons, 'Pro scope adds today's live prices and curve-shape read', and includes a disclaimer ('Market context, not investment advice'). No contradictions.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.