Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden, and it partially delivers by disclosing that each entry reports a live card count and that `need: true` flags situation decks. It does not state that the operation is read-only, whether counts are cached, or anything about pagination/ordering, so the agent is left guessing on the operational profile.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.