Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden and does disclose key traits: results are ordered newest first, every card is a member's own work at the 'member' tier, and the library amplified but did not verify it. It does not mention auth needs, rate limits, or pagination behavior, but the verification caveat and ordering are substantive behavioral context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.