Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare that this is not read-only, not idempotent, and not destructive. The description adds useful behavioral context beyond that: 'approve' creates a rule, 'later' defers for a week, and only one suggestion can be decided per call. It does not cover permissions or auth requirements, but it adds meaningful workflow behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.