Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With readOnlyHint=true in annotations, the description adds valuable behavioral context beyond that: it specifies the input format (comma-separated symbols, max 50), the output structure (prices, missing, source, age_secs), and the 'canonical' nature of the prices. It does not contradict any annotations and enriches the agent's understanding of what to expect.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.