Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false, and closed-world scope, so the safety profile is fully covered. The description usefully discloses what the comparison returns (cost, best-for, pros/cons, verdict), which matters since there is no output schema, but it adds no constraints, limits, or data-source context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.