Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the safety profile is covered. The description adds valuable behavioral context beyond annotations: the cost per call ($0.05), the payment-required error for unpaid calls, and the exact output structure (p10, p25, median, p75, p90, mean, company count). It doesn't describe pagination or rate limits, but the output schema covers return values.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.