Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world, so the safety profile is covered. The description adds value beyond that: it enumerates the returned fields (tier, category, revenue + basis, pricing model, founded, lessons, growth), the diff with revenue ratio, and a cost/rate limit of 100 calls/day without a key.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.