Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
readOnlyHint=true already tells the agent this is a safe read. The description adds a meaningful scope qualifier — 'currently active and armed' — implying expired, paused, or fired alerts are excluded. Beyond that it discloses nothing about ordering, result limits, or whether phone scoping is required, so with annotations carrying the safety profile a 3 is warranted.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.