Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations at all, the description carries the full burden. It does disclose one genuinely useful behavioral trait the schema cannot: results are a delta of cars that *started* matching after the save/since point, so already-known matches are not re-returned. It says nothing about read-only safety, empty-result behavior, result ordering, or what 'DEMO' implies about data fidelity.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.