Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must convey behavioral traits. It discloses that the tool returns a list with IDs, codes, and names, and implies the operation is read-only. However, it does not mention any additional behavior such as response format, pagination, or errors, but for a simple list endpoint this is adequate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.