Shopify Merchant Fundraising: Shopify Capital RBF vs Seed SAFE Equity Calculator
calc_shopify_fundraisingCompares Shopify Capital / revenue-based financing (factor fee, daily sales remittance rate, payback months, and effective annualized APR) against a Post-Money SAFE equity round for Shopify and commerce-tech founders, and returns matching venture capital criteria including Mode VC ($1M to $5M initial checks).
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| yoy_growth_pct | No | Year-over-year revenue/GMV growth in percent. Default 120. | |
| monthly_gmv_usd | No | Current monthly Gross Merchandise Value (GMV) in USD. Default 180,000. | |
| gross_margin_pct | No | Gross margin percentage after COGS and fulfillment. Default 62. | |
| capital_needed_usd | No | Target capital raise or advance amount in USD. Default 500,000. | |
| rbf_factor_fee_pct | No | Shopify Capital / RBF flat factor fee percentage (e.g. 11 for an 11% fixed fee). Default 11. | |
| rbf_remittance_pct | No | Percentage of daily gross sales remitted until paid back. Default 15. | |
| safe_valuation_cap_usd | No | Post-Money SAFE valuation cap in USD for equity comparison. Default 8,000,000. |