Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive/closed-world, so the safety profile is covered; the description adds genuinely new behavior: free, unauthenticated, no rate limits, no cursor pagination, single-page snapshot, and the sort/tier model (AAA, AA, B). These are traits an agent cannot infer from the structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.