Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The only parameter, ticker, is already well-documented in the schema with a description (e.g., case-insensitive). The tool description does not add additional semantic meaning about the parameter beyond the schema, so with 100% schema coverage the baseline of 3 applies.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.