Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only/idempotent safety, so the bar is lower; the description still adds genuinely useful behavior: the shape of the result (rank order, guide URLs, coordinates, other categories, citation) and, most importantly, that a country/category with no list returns an error naming the valid ones. It stops short of documenting pagination or rate limits, which are not obviously relevant for a fixed 10/20-item list.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.