Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover safety (readOnly=false, destructive=false, idempotent=true), so the bar is lower, and the description still adds real behavioral value: it discloses the two concrete side effects (reappearance in the project list and resumption of scheduled query checks). It stops short of stating auth requirements or error behavior, hence not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.